Advances in fintech could transform the accounting profession if firms leverage the technology to help growth their practices and offer extended services to their smaller clients, explains Sam O’Connor ACA, co-founder & chief executive of smart banking app Coconut. “As we move towards MTD and IR35 offpayroll regulations for the private sector, and with more and more fragmented propositions”, he writes, “either practices will use technology to their advantage, to provide a seamless, effortless offering to clients, or be caught out with lower profitability through greater manual work”.

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